The Mortgage Specialist Since 1983
Residential & Commercial Mortgages
 
   
 
 
 
PURCHASE PROGRAMS

There isn't a better time to buy a new home then right now!

With the up to an $8,000 federal tax credit for first time home buyers, purchasing a home has never been more affordable. Royal Consultants can make your American Dream come true with just easy 5 steps!

1.Pre-approval by Royal Consultants

2.You place an offer on your home of choice

3.Royal Consultants underwrites the loan

4. You close the loan for your new purchase thanks to your friends at Royal

5. Move in!

As we mentioned, the first step to home buying is being pre-approved for financing. At Royal Consultants, the pre-approval begins with our analysis which breaks the pre-approval down into two parts—Eligibility & Affordability!

  • Eligibility — First, we determine for which programs you are eligible.
  • Affordability — Second, we analyze the affordability of those programs by taking into account your available down payment, reserves and desired monthly payment.
After you’ve found your new home, it’s time to place an offer. When your offer is accepted, your loan is submitted to the underwriter for approval in as little as 24 hours. With a designated underwriting staff within Royal Consultants, our approvals are faster than the competition.

Steps four and five speak for themselves. As soon as your approval has been cleared to close, it’s time to finalize the loan and move in to your new home. Congratulations!

At Royal Consultants, we make the process of purchasing a home smooth and easy. Whether you are purchasing a primary residence, 2nd home or investor property, Royal Consultants is here for you every step of the way!

   
Untitled Document

Home About Us Loan Programs Online Application Mortgage Calculator Mortgage Glossary Contact Us Terms of Service
home Copyright ©2009 L.R. Royal, Inc. All Rights Reserved.
Website designed and maintained by
Hi-Design Concepts
bbb